التمويل اللامركزي: ثورة في التعاملات المالية العالمية

## Introduction In recent years, the emergence of Decentralized Finance (DeFi) has become a pivotal trend in the fintech industry. DeFi aims to revolutionize the way financial transactions occur, making them more accessible, transparent, and efficient. As traditional financial systems face challenges such as centralization, lack of transparency, and high transaction costs, DeFi presents a promising alternative that harnesses blockchain technology to redefine global transactions. ## Understanding Decentralized Finance: Redefining Global Transactions Decentralized Finance, or DeFi, refers to a collection of financial applications built on blockchain technology, primarily on Ethereum, that operates without a central authority. ### Key Concept 1: Blockchain Technology At the heart of DeFi is blockchain technology, a decentralized ledger that records all transactions across a network. Unlike traditional ledgers maintained by banks, blockchain is maintained by a network of computers, or nodes, spread across the globe, enhancing security and transparency. ### Key Concept 2: Smart Contracts Smart contracts are self-executing contracts with the terms directly written into code. They automatically enforce and execute agreements when predefined conditions are met, eliminating the need for intermediaries. ### Key Concept 3: Tokenization Tokenization in DeFi allows for the representation of real-world assets as digital tokens on the blockchain. This opens up new possibilities for liquidity and global access to a variety of assets. ## Core Features and Benefits - **Accessibility**: DeFi platforms are open to anyone with an internet connection, breaking down geographical barriers. - **Transparency**: All transactions occur on a public ledger, allowing users to verify and audit the data independently. - **Cost Efficiency**: By eliminating intermediaries, DeFi reduces transaction costs significantly compared to traditional finance. ## Technical Deep Dive ### Architecture/Technology ...