التمويل اللامركزي: ثورة في عالم البنوك العالمية

## Introduction Decentralized Finance, commonly known as DeFi, is revolutionizing the global banking landscape by providing an alternative to traditional financial systems. By leveraging blockchain technology, DeFi offers a transparent, efficient, and accessible financial ecosystem. This transformation is not only reshaping how individuals and businesses access financial services but also challenging conventional banking paradigms. ## Understanding "Decentralized Finance Reshapes Global Banking" Decentralized Finance aims to eliminate intermediaries in financial transactions, thus enhancing security and reducing costs. This section delves into the key concepts that underpin the DeFi revolution. ### Key Concept 1: Blockchain Technology At the core of DeFi is blockchain technology, which provides a decentralized ledger to record transactions transparently and immutably. This innovation allows DeFi platforms to operate without a central authority, ensuring that all transactions are publicly verifiable and secure. ### Key Concept 2: Smart Contracts Smart contracts are self-executing contracts with the terms of the agreement directly written into code. They automate processes, reducing the need for middlemen and minimizing errors and fraud. Smart contracts are pivotal in DeFi, enabling complex transactions to occur seamlessly. ### Key Concept 3: Tokenization Tokenization refers to converting assets into digital tokens on a blockchain. This process allows for fractional ownership, increased liquidity, and broader accessibility. In DeFi, tokenization is used to create various financial instruments, from stablecoins to synthetic assets. ## Core Features and Benefits - **Transparency**: All transactions are recorded on a public ledger, ensuring complete visibility. - **Accessibility**: DeFi platforms are open to anyone with internet access, promoting financial inclusion. - **Efficiency**: By eliminating intermediaries, transactions are faster and cheaper. ## Technical Deep D...