"التمويل اللامركزي: ثورة في النظام المصرفي العالمي"

## Introduction Decentralized finance, or DeFi, is fundamentally transforming the global banking system by eliminating intermediaries, reducing costs, and enhancing financial inclusivity. As blockchain technology matures, DeFi continues to expand its influence across the financial sector, challenging traditional banking paradigms. ## Understanding "Decentralized Finance Reshapes Global Banking" ### Key Concept 1: DeFi Explained Decentralized finance refers to the ecosystem of financial applications built on blockchain networks. DeFi platforms utilize smart contracts to automate and enforce agreements, reducing reliance on traditional financial institutions and intermediaries. ### Key Concept 2: The Role of Blockchain Blockchain technology is the backbone of DeFi, providing a transparent, immutable ledger that ensures security and trust without centralized control. This enables users worldwide to access financial services directly. ### Key Concept 3: Financial Inclusivity DeFi empowers individuals who are traditionally underserved by banks, offering access to lending, borrowing, and investment opportunities without geographic or economic barriers. ## Core Features and Benefits - **Decentralization**: Eliminates the need for centralized authorities, reducing costs and enhancing security. - **Transparency**: Every transaction is recorded on a public ledger, ensuring accountability and trust. - **Accessibility**: Financial services are available to anyone with internet access, promoting financial inclusivity. ## Technical Deep Dive ### Architecture/Technology DeFi platforms are primarily built on Ethereum due to its robust smart contract capabilities. However, other blockchains like Binance Smart Chain and Solana are gaining traction due to faster transaction speeds and lower fees. ### Implementation Details Smart contracts automate the execution of financial transactions, while decentralized applications (dApps) provide user interfaces for interacting with these contra...