إعادة تشكيل القطاع المصرفي بالتمويل اللامركزي

## Introduction Decentralized Finance, often abbreviated as DeFi, is revolutionizing the traditional financial landscape by removing intermediaries and offering an autonomous financial ecosystem. Unlike traditional banking systems, which rely heavily on centralized institutions, DeFi operates on blockchain technology, offering transparency, security, and accessibility. ## Understanding "Decentralized Finance Reshapes Global Banking" ### Key Concept 1: Blockchain Technology Blockchain technology is the backbone of DeFi. It provides a decentralized ledger that records all transactions across a network of computers. This ensures transparency and immutability, as all changes are publicly verifiable and cannot be altered retroactively. ### Key Concept 2: Smart Contracts Smart contracts are self-executing contracts with the terms of the agreement directly written into code. They automatically enforce and execute contract terms, reducing the need for intermediaries and increasing transaction efficiency. ### Key Concept 3: Decentralized Applications (dApps) dApps are applications that run on a blockchain network rather than a single computer. They enable the creation of open financial systems where users have full control over their assets without relying on traditional financial institutions. ## Core Features and Benefits - **Transparency**: Every transaction is recorded on a public ledger, ensuring complete visibility. - **Security**: The decentralized nature minimizes risk of system-wide failure or tampering. - **Accessibility**: Anyone with an internet connection can participate without geographical or institutional barriers. ## Technical Deep Dive ### Architecture/Technology DeFi utilizes a combination of blockchain networks, most notably Ethereum, which supports the creation and execution of smart contracts. The architecture is designed to operate without a central authority, thus ensuring resilience and adaptability. ### Implementation Details To implement DeFi solut...