التمويل اللامركزي: ثورة في نظام المدفوعات العالمية

## Introduction In recent years, **Decentralized Finance (DeFi)** platforms have emerged as game-changers in the global financial landscape. These revolutionary platforms are not only transforming traditional financial services but are also redefining global payments by offering innovative solutions that bypass conventional banking systems. This article explores how DeFi platforms are reshaping the way we look at global transactions. ## Understanding "DeFi Platforms Redefine Global Payments" ### Key Concept 1: Decentralization DeFi platforms operate on decentralized blockchain networks, which eliminate the need for intermediaries. This fundamental shift allows for direct peer-to-peer transactions, reducing costs and increasing transaction speed. The decentralization of finance means users have more control over their assets without relying on traditional financial institutions. ### Key Concept 2: Smart Contracts At the heart of DeFi platforms are **smart contracts**, which are self-executing contracts with the terms of the agreement directly written into code. These eliminate the need for a third party to enforce agreements, making transactions more efficient and less prone to human error. ### Key Concept 3: Tokenization Tokenization is another key aspect of DeFi. By converting traditional assets into digital tokens on a blockchain, DeFi platforms enable fractional ownership and increased liquidity. Tokenization opens up global markets to a broader audience, allowing more people to participate in investments and global transactions. ## Core Features and Benefits - **Cost Efficiency**: DeFi platforms drastically reduce transaction fees by removing intermediaries. - **Transparency**: All transactions are recorded on a public ledger, providing unprecedented levels of transparency. - **Accessibility**: DeFi services are accessible to anyone with an internet connection, democratizing financial services. ## Technical Deep Dive ### Architecture/Technology DeFi platforms ar...